Credit rating  

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A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting.

The three major credit rating agencies are: Standard & Poor's, Fitch, and Moody's. The ratings of DBRS, China Chengxin, Dagong and JCR also exist.

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Unless indicated otherwise, the text in this article is either based on Wikipedia article "Credit rating" or another language Wikipedia page thereof used under the terms of the GNU Free Documentation License; or on research by Jahsonic and friends. See Art and Popular Culture's copyright notice.

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